KYC Blueprints

The KYC blueprint family models AML / KYC operating workflows that audit teams test, validate, and rely on. Each workflow is a typed procedure graph — anchors, decision steps, evidence requirements, and escalation paths — covering one customer-due-diligence scenario end to end, with citations to the standards and statutes that drove each step. Six workflows ship: private-banking onboarding (standard CDD plus source-of-wealth substantiation), correspondent banking (Wolfsberg CBDDQ-aligned counterparty due diligence), crypto-CASP onboarding under the EU MiCA regime, periodic review (risk-tier-driven refresh cadence with ongoing monitoring), SAR escalation (suspicious-activity reporting with audit-trail preservation), and sanctions-hit remediation (alert disposition and OFAC / EU consolidated list updates). The blueprints reference Capital Requirements Regulation (CRR), the EU Anti-Money-Laundering Regulation (AMLR), and Wolfsberg Group principles where applicable. Use this family when designing testing programs over a financial institution's KYC / AML control environment, or as the operating model for a synthetic AML data generator.